Buy, sell, earn, send and spend crypto

CoinZoom is a regulated, centralized cryptocurrency exchange that allows users to buy, sell, trade, and earn interest on cryptocurrencies. It offers middle-of-the-road fees compared to other exchanges, with discounts based on trading volume. The trading experience is fairly basic and could be ideal for beginner and intermediate traders, but advanced users that want access to margin, futures, and more order types will want to look elsewhere.

Comparison

Let's start a combing camparison between Two crypto exchange's widely used tools, mobile apps, platforms, spreads, and more.

CoinZoom

Regulated byFinCEN

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Introduction

CoinZoom is a centralized cryptocurrency exchange for buying, selling, and trading cryptocurrency. This exchange also offers “CoinZoom Earn” allowing users to earn interest on select deposited cryptocurrencies. CoinZoom currently supports over 40 cryptocurrencies, which is fewer than many competitors, but more digital assets are being added regularly.
 

CoinZoom is a fiat onramp, meaning users can purchase crypto with national currencies, such as the U.S. dollar. It also supports crypto-to-crypto trading, allowing users to exchange one crypto for another. Additionally, CoinZoom offers a full-service trading desk available to institutional traders, offering API access to trading, and over-the-counter (OTC) trades for larger purchases.

Crypto Exchange Details

  • Minimum Trade Size: $1
  • Maximum Leverage: 5x
  • Minimum to Open Live: $1
  • Established: 2018
  • Cryptocurrencies: Aave (AAVE), Bitcoin (BTC), Chainlink (LINK), DogeCoin (DOGE), Ethereum (ETH), etc
  • P2P Service : Yes
  • Yield-Farming: N/A
  • Payment Option: Debit card, ACH deposit, wire or crypto.
  • Web Trading: Yes
  • Mobile Trading: Yes
  • Social Trading: Yes
  • Restricted Countries: Belarus, Burundi, Central African Rep, Congo, Dem, Rep, Cuba, Ethiopia, Iran.
  • Collateral: Yes
  • Staking: Yes
  • Auto-Invest: Yes
  • Deposit Methods:

    Cryptocurrency from an external wallet,

    Fiat currency from a debit or credit card,

    Fiat currency from a wire transfer or ACH,

    Fiat currency with direct deposit,

    Fiat currency from Zelle,

    Fiat or cryptocurrency from ZoomMe,

    Fiat currency from CoinZoom Cash.

  • Withdrawal Methods:

    Visa Direct Withdrawal
     

    1. Sign in to your CoinZoom Account.
       
    2. Click on the "Portfolio" Tab.
       
    3. Click on the red "Withdraw" button on the USD row.
       
    4. Click "Debit Card Withdraw"
       
    5. Fill in the boxes with the withdrawal amount and your Debit Card information.

Cryptocurrencies

CoinZoom offers some popular cryptocurrencies on its platform including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), and Polkadot (DOT). There are over 40 cryptos supported, which is a smaller selection than many other exchanges. All available assets on CoinZoom can be found on its Prices page.
 

CoinZoom does not currently support popular coins such as Ripple (XRP), Cardano (ADA), Solana (SOL), or Avalanche (AVAX).

Trading Experience

CoinZoom offers a basic trading experience, with candlestick charting, multiple order types (market, limit, stop), and live order books. There are a few advanced charting tools available, including annotation and indicators. Users can select an asset to buy or sell, create an order, and submit it to place a trade.
 

CoinZoom also pays interest on supported coins held on its exchange, as long as a user opts in to the "CoinZoom Earn" service.3
 

This exchange also allows users to send each other crypto directly with no fees.

Products

  • Aave (AAVE)
  • Bitcoin (BTC)
  • Chainlink (LINK)
  • DogeCoin (DOGE)
  • Ethereum (ETH)

Fees

CoinZoom charges reasonable fees for transactions, including buying, selling, and trading crypto. There are also network fees for withdrawing crypto off the platform to an external digital wallet. Crypto and fiat currency deposits are free, except for debit card deposits, which come with a 2.99% fee.
 

CoinZoomTrading Fees

CoinZoom uses a maker-taker fee model for trades on its platform.4 A trade is considered a ‘taker’ if it is executed immediately, and is considered a ‘maker’ if it can’t be executed immediately and gets added to CoinZoom's order book. In general, market makers are charged less than market takers.
 

  • Maker Fee: 0.36%
  • Taker Fee: 0.44%
     

CoinZoom offers discounts for users that hold ZOOM tokens, up to 50% off transaction fees. Here’s a breakdown of the trading fee discounts for ZOOM token holders:
 


CoinZoom also charges fees for withdrawing crypto from its platform, but these are based on the crypto being transferred, and the current fees being charged by the network.

Security

CoinZoom offers basic security features, including multi-factor authentication and cold storage of digital assets. CoinZoom partners with Genesis and Prime Trust 
 

Here are a few of the security features offered by CoinZoom:
 

  • Cold storage: CoinZoom keeps most digital assets in cold storage with a third-party custodian. This keeps user assets offline, and unable to be hacked by online thieves.6
     
  • Digital asset insurance: CoinZoom carries over $100 million in digital asset insurance against theft of user digital assets.7 Note that this does not cover theft as a result of phishing scams.
     
  • Two-factor authentication: CoinZoom offers two-factor authentication (2FA) via SMS or the Authy app.
     
  • FDIC insurance: CoinZoom protects all USD funds with FDIC insurance up to $250k. FDIC insurance does not cover any cryptocurrency assets.

Mobile Trading

Buy, sell, trade, earn or send over 40 cryptocurrencies with our secure app. Exchange your crypto coin to a fiat on a Visa card to pay for your purchases.

Opening an Account & Manager

To sign up for a CoinZoom account, users will need to provide an email address and a password. After verifying your email address, you can secure your account with two-factor authentication using Google Authenticator.
 

Before buying or selling crypto on CoinZoom, you will need to verify your identity. This means providing a picture of a government-issued photo ID, as well as verifying your location (using a utility bill or other address identifier). Once verified, you can connect a bank account (via wire or ACH) or debit card to make crypto purchases. You can also deposit crypto onto CoinZoom for trading or earning interest.

Earning Category

Invest in crypto, earn crypto. Utilize CoinZoom Earn and receive up to 10% APY on your cryptocurrencies. Earn interest on over 40 coins. 

 

CoinZoom Earn is an investment tool that allows users to earn interest on crypto and USD holdings. Users can view their earned interest balance at any time on the Portfolio section of the CoinZoom platform. Earned interest is accrued daily and paid out once a month.

Trade Category

Quickly transfer funds to your crypto wallet using a debit card, ACH, bank wire transfers, or 40 of the best cryptocurrencies including Bitcoin (BCH), Ethereum (ETH), Bitcoin Cash (BCH), Litecoin (LTC), Dash (DASH), Paxos (PAX), and NFT tokens including Chiliz (CHZ), Decentraland (MANA), Enjin (ENJ).

Gift & Campaign

Thee are no Cash Rewards Back for gift card purchases.


Card Rewards Back: Cardholders will receive 1% – 5% in Card Rewards (ZOOM tokens) for qualifying purchases, depending on the number of ZOOM tokens they maintain in their accounts at the time of each purchase. Qualifying purchases exclude MCC Code 6011 (ATM Transactions), and MCC Code 6012 (Financial Institutions Payments).

Research & Education

Get up to date with the latest Coinzoom company news and product updates. Learn how to get started with crypto or get additional insights into the market here.

Customer Support

CoinZoom offers online support via its help docs, but it also provides 24/7 human support via live chat. This is rare among crypto exchanges, as many don’t offer live chat and typically have strict business hours.
 

CoinZoom also offers email support, and some support over social media, such as its Twitter account. Overall, CoinZoom provides stronger customer support than many other crypto exchanges.

frequently asked questions

Yes. Coinbase complies with all applicable laws and regulations in each jurisdiction in which it operates. United States Coinbase, Inc., the company which operates Coinbase and GDAX in the U.S., is licensed to engage in money transmission in most U.S. jurisdictions. Most of Coinbase’s money transmission licenses cover US Dollar Wallets and transfers. In some states, money transmission licenses also cover digital currency wallets and transfers on the platform. In other states, no money transmission license is required to operate a digital currency business. Coinbase is also registered as a Money Services Business with FinCEN.

You can see what cryptocurrencies are currently a part of the program by visiting Coinbase Earn - www.coinbase.com/earn . We add new cryptos on a regular basis.

ou may be able to start earning crypto immediately if you're signed in and meet the eligibility criteria listed above (note that photo verification may take up to 48 hours). The options available will be shown on the Earn screen. If you're signed in, but you don't see the option to earn, follow the instructions on the banner to continue setting up your account. If you're added to the waitlist, you'll have to wait to become eligible, which might take some time due to popular demand.

You can use your Coinbase wallets to send and receive supported cryptocurrencies. Sends and receives are available on both mobile and web. Note that Coinbase cannot be used to receive ETH or ETC mining rewards.

Coinbase may delay cryptocurrency transactions sent from your Coinbase account if they suspect that you did not authorize the transaction.

It's important to understand how Coinbase handles cryptocurrency transactions to ensure any returns reach the sender's account. Coinbase does not support cryptocurrency being returned directly to an address it was sent "from" (in the cryptocurrency world, we call these input addresses). When a Coinbase user sends cryptocurrency from their wallet, the address it comes "from" is one of Coinbase's many hot wallet addresses. Any crypto sent back to that address would be sent to Coinbase, not your own wallet.

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